The 50 Best Money-Making Apps of 2024 Maximize Your Earnings on the Go

The 50 Best Money-Making Apps of 2026: Maximize Your Earnings on the Go

Last updated: August 11, 2026

If you've been looking for ways to make extra money this year...

you're in the right place.

Whether you're saving for your first emergency fund, paying off debt, building a travel fund, or simply want more financial freedom...

earning extra income can make a huge difference.

And the best part?

You can start with nothing more than your phone.

In this comprehensive guide, I'll introduce you to the 50 best money-making apps of 2026.

Let's dive in and explore how you can start padding your wallet today!

Cashback and Rewards

1. Swagbucks

With a variety of ways to earn, including surveys, shopping, and browsing the web, Swagbucks remains a fan favorite.

Swagbucks is a popular money-making app that allows users to earn rewards and cash by completing various online activities such as taking surveys, watching videos, and shopping online.

Users can accumulate points called Swagbucks, which can then be redeemed for gift cards or cash via PayPal.

With a user-friendly interface and a wide range of earning opportunities, Swagbucks is a convenient way for individuals to earn extra income in their spare time.

Best for: Surveys, cashback, watching videos, and small daily rewards

Potential earnings: $20–$150/month

Pros

  • Multiple ways to earn in one app
  • Beginner-friendly with no special skills required
  • Redeem rewards via PayPal or gift cards
  • Frequent bonus offers and promotions

Cons

  • Survey availability varies by location
  • Some tasks offer relatively low rewards
  • It takes time to build consistent earnings

Why I Like It

Swagbucks is one of the easiest money-making apps for beginners because you don't have to rely on just one earning method.

You can earn from surveys, cashback shopping, online searches, and even watching videos. While it won't replace a full-time income, it's a great way to earn extra spending money during your free time.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 10–30 minutes/day

Payment: PayPal, Gift Cards

Availability: United States, Canada, United Kingdom, Australia, Ireland, Germany, France, Spain, Portugal, India, and selected countries.


2. Ibotta

Ibotta is a money-making app that offers users cashback on their everyday purchases.

By simply scanning receipts or linking loyalty accounts, users can earn cash rebates on groceries, clothing, electronics, and more.

Ibotta features a user-friendly interface and a wide selection of participating stores, making it easy for users to save money on their regular shopping trips.

With the ability to cash out earnings via PayPal, Venmo, or gift cards, Ibotta is a convenient way for users to earn passive income while making their routine purchases.

Revolutionizing grocery shopping savings, Ibotta offers cash back on everyday purchases.

Best for: Grocery shopping and cashback on everyday purchases

Potential earnings: $10–$300/month

Pros

  • Earn cashback on groceries and household essentials
  • Works with many major retailers
  • Easy cash withdrawals through PayPal, bank transfer, or gift cards
  • Bonus rewards available for completing multiple offers

Cons

  • Requires activating offers before shopping
  • Not every product qualifies for cashback
  • Some offers expire quickly

Why I Like It

If you already spend money on groceries every week, Ibotta lets you earn cashback on purchases you'd be making anyway.

I love that it rewards everyday spending rather than encouraging unnecessary shopping. It's one of the simplest ways to put a little extra money back into your pocket.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Beginner

Time Required: 5–15 minutes/week

Payment: PayPal, Bank Transfer, Gift Cards

Availability: United States only.


3. Rakuten

Rakuten, formerly known as Ebates, is a popular money-making app that allows users to earn cashback on their online purchases.

By shopping through the Rakuten portal at over 2,500 stores, users can earn a percentage of their purchase amount back in the form of cash rewards.

Rakuten partners with a wide range of retailers across various categories, making it easy for users to save money on everything from clothing to electronics.

With the option to receive cashback through PayPal or a check, Rakuten provides a simple and effective way for users to earn money while shopping online

Rakuten offers up to 40% cash back at over 2,500 stores.

Best for: Online shopping and earning cashback from popular retailers

Potential earnings: $20–$500+/year

Pros

  • Cashback at thousands of online stores
  • Seasonal promotions with higher cashback rates
  • Easy-to-use browser extension and mobile app
  • Payments sent via PayPal or check

Cons

  • Cashback payments are made quarterly
  • Only works when shopping through Rakuten links
  • Cashback rates vary by retailer

Why I Like It

Rakuten is one of my favorite cashback platforms because it rewards purchases you're already planning to make.

Before checking out online, I simply activate Rakuten and earn cashback automatically. Over the course of a year, those small percentages can really add up.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: Less than 5 minutes per shopping trip

Payment: PayPal, Check

Availability: United States, Canada, Japan (through regional services), with cashback programs varying by country.


4. Honey

Honey is a popular money-saving browser extension and app that helps users find and apply coupon codes automatically at checkout when shopping online.

By scouring the internet for the best deals and discounts, Honey ensures that users get the best possible price on their purchases.

In addition to providing coupon codes, Honey also offers a rewards program where users can earn points (called Honey Gold) that can be redeemed for gift cards.

With its seamless integration into various online retailers and money-saving features, Honey is a valuable tool for individuals looking to save money while shopping online.

This browser extension and app automates coupon codes and discounts at checkout.

Best for: Finding coupon codes and saving money while shopping online

Potential earnings (savings): $50–$500+/year

Pros

  • Automatically applies coupon codes at checkout
  • Completely free to use
  • Earn rewards through Honey Gold
  • Simple browser extension that works automatically

Cons

  • Doesn't earn direct cash income
  • Coupons aren't available for every store
  • Honey Gold rewards are only available at participating retailers

Why I Like It

Technically, Honey doesn't make you money—it helps you keep more of it. And honestly, that's just as valuable.

I love how it automatically searches for discount codes without any extra effort. Saving money is one of the easiest ways to improve your finances, and Honey makes that process almost effortless.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Beginner

Time Required: Less than 1 minute (runs automatically)

Payment: Honey Gold Rewards (redeemable for gift cards)

Availability: United States, Canada, United Kingdom, Australia, and many other supported countries where PayPal Honey is available.


5. Receipt Hog

Receipt Hog is a unique money-making app that rewards users for uploading photos of their shopping receipts.

By simply snapping pictures of receipts from grocery stores, convenience stores, and other retailers, users can earn coins that can be redeemed for cash or Amazon gift cards.

Receipt Hog also offers users the chance to participate in surveys and games to earn additional rewards.

With its easy-to-use interface and multiple ways to earn, Receipt Hog is a fun and rewarding app for those looking to make some extra money from their everyday purchases.

Earn coins by snapping pictures of your receipts and exchanging them for cash or gift cards.

Best for: Earning rewards from everyday shopping receipts

Potential earnings: $5–$100/month

Pros

  • Earn rewards from receipts you already have
  • Fun bonus games and surveys
  • Works with receipts from many different retailers
  • Simple and beginner-friendly

Cons

  • Earnings are relatively small
  • Takes time to accumulate enough points to cash out
  • Receipt submission limits may apply

Why I Like It

Receipt Hog is one of those "why not?" apps. You're already shopping, so you might as well earn something from your receipts.

While the payouts aren't huge, it's an easy way to collect a little extra cash with almost no additional effort.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Beginner

Time Required: 5–10 minutes/week

Payment: PayPal, Visa Prepaid Cards, Amazon Gift Cards

Availability: United States and Canada.

App Best For Beginner Friendly mrsneat Rating
Swagbucks Surveys, cashback & daily rewards ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Ibotta Grocery cashback ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Rakuten Online shopping cashback ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Honey Coupon codes & online savings ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Receipt Hog Earning rewards from receipts ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆

 

You've Earned the Money... Now What?

Making extra money is exciting. But keeping it?

That's what truly changes your financial future. It's so easy to think:

"I'll save whatever's left at the end of the month."

The problem is…

For most of us, there's rarely anything left.

That's why I always recommend pairing your favorite money-making app with a simple budgeting system.

Track your income. Give your money a purpose. Celebrate every savings milestone—no matter how small.

Here are a few printables that can help:

Savings Challenge Printables – Make saving money fun and stay motivated with printable savings trackers.

Collection of mini savings challenge printables with various themes on a white background.

Income & Expense Tracker (FREE!) – Monitor every side hustle payment, freelance project, cashback reward, and monthly expense in one place.

Free Colorful Editable Income and Expense Tracker Printable

Budget Planner – Build a budget that works for your lifestyle and helps you reach your financial goals faster.

Financial Planner Bundle, Budget Binder, Printable, A4, A5, Letter, Half Letter, 2 Colors, Digital Planner, PDF

Remember...

Making more money creates opportunities.

Managing it wisely creates freedom. 💛


Investment and Crypto

Quick Note: Unlike survey or cashback apps, investment apps don't provide guaranteed earnings. Your returns depend on market performance, and you could lose money. Always do your own research and only invest money you can afford to risk.

6. Robinhood

Robinhood is a commission-free investing app that allows users to buy and sell stocks, ETFs, options, and cryptocurrencies without fees.

With its user-friendly interface and simplicity, Robinhood has democratized investing, making it accessible to both new and experienced investors.

Users can easily research and trade various assets from their smartphones, track their portfolios in real-time, and even set up recurring investments.

Robinhood also offers cash management features and a range of educational resources to help users make informed investment decisions.

Overall, Robinhood is a popular money-making app for those looking to start investing with minimal barriers.

An easy entry into stock trading and crypto, with no minimum investment.

Best for: Beginner investors interested in stocks, ETFs, and cryptocurrency

Potential earnings: Varies based on investments (no guaranteed income)

Pros

  • Commission-free stock and ETF trading
  • User-friendly interface for beginners
  • Fractional shares available
  • Easy account setup

Cons

  • Investment returns are never guaranteed
  • Limited research tools compared to some competitors
  • Cryptocurrency investing can be highly volatile

Why I Like It

Robinhood makes investing feel much less intimidating for beginners. The simple interface and commission-free trading lower the barrier to getting started.

While investing always comes with risk, it's a great platform for learning the basics and building long-term wealth.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 10–30 minutes/week

Payment: Bank Transfer (withdrawals)

Availability: United States


7. Acorns

Acorns is a financial app that empowers users to invest their spare change by rounding up their everyday purchases to the nearest dollar and investing the difference.

Users can also set recurring investments and earn cashback rewards from partner brands, which are automatically invested into diversified portfolios based on their risk profile.

With its automatic savings and investment features, Acorns makes it easy for users to start investing with small amounts of money.

Additionally, Acorns offers educational content and tools to help users grow their financial knowledge and reach their long-term financial goals.
Rounds up your purchases to the nearest dollar and invests the spare change.

Best for: Hands-off investing and automatic savings

Potential earnings: Varies based on investment performance

Pros

  • Automatically invests spare change
  • Great for beginner investors
  • Recurring investment options
  • Diversified portfolios

Cons

  • Monthly subscription fee
  • Investment returns aren't guaranteed
  • Best suited for long-term investing

Why I Like It

Acorns is perfect for people who struggle to save consistently.

I love that it automatically rounds up everyday purchases and invests the difference, making investing feel effortless without requiring large deposits.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Beginner

Time Required: 5–10 minutes/week

Payment: Bank Transfer

Availability: United States


8. Coinbase

Coinbase is a widely used platform for buying, selling, and storing various cryptocurrencies such as Bitcoin, Ethereum, and Litecoin.

With its user-friendly interface and secure features, Coinbase has become a popular choice for both beginners and experienced cryptocurrency traders.

Users can easily link their bank accounts or debit cards to make transactions, set up recurring buys, and access a wide range of cryptocurrencies supported on the platform.

Coinbase also offers educational resources and market insights to help users navigate the complex world of cryptocurrencies and potentially earn money through trading or long-term investing.

A leading platform for buying, selling, and managing cryptocurrency portfolios.

Best for: Buying, selling, and learning about cryptocurrency

Potential earnings: Varies significantly based on market performance

Pros

  • Beginner-friendly crypto platform
  • Supports a wide range of cryptocurrencies
  • Educational "Learn & Earn" rewards
  • Strong security features

Cons

  • Crypto prices can be extremely volatile
  • Trading fees may apply
  • Not suitable for risk-averse investors

Why I Like It

If you're interested in cryptocurrency, Coinbase is one of the easiest places to start.

I especially like the educational rewards that let you earn small amounts of crypto while learning about different projects.

Just remember that crypto investing carries significant risk, so it's important to invest responsibly.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Intermediate

Time Required: 15–30 minutes/week

Payment: Bank Transfer, PayPal (where available), Cryptocurrency Wallet

Availability: 100+ countries


9. WeBull

Webull is a commission-free stock trading app that offers users a variety of investment tools and features to help them make informed trading decisions.

With its intuitive interface and real-time market data, Webull provides users with the ability to trade stocks, options, and ETFs easily.

Users can access advanced charting tools, analysis, and even trade on margin through the platform.

Additionally, Webull offers extended trading hours, allowing users to trade before the market opens and after it closes.

Overall, Webull is a comprehensive app for investors looking to maximize their opportunities in the stock market.

Offers commission-free stock and ETF trades as well as cryptocurrency investments.

Best for: Active stock traders and investors looking for advanced tools

Potential earnings: Varies based on investment performance

Pros

  • Commission-free trading
  • Advanced charts and market analysis
  • Extended trading hours
  • Supports stocks, ETFs, and options

Cons

  • More complex than beginner investing apps
  • Advanced features may feel overwhelming
  • Investment risk always applies

Why I Like It

Webull offers far more research tools than many beginner investing apps.

If you're ready to move beyond basic investing and want access to professional-style charts and market data, it's an excellent platform to grow your investing knowledge.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Intermediate

Time Required: 20–60 minutes/week

Payment: Bank Transfer

Availability: United States, Hong Kong, Singapore, and selected international markets


10. Stash

Stash is an all-in-one financial app that aims to simplify investing and saving for its users.

With Stash, users can invest in fractional shares of stocks and ETFs with as little as $5, making investing more accessible to everyone.

Stash offers personalized investment recommendations based on users' financial goals and risk tolerance, making it easier for beginners to start investing.

In addition to investing, Stash also provides a banking service with a debit card, offering users the opportunity to earn Stock-Back rewards on their everyday spending.

With its user-friendly interface and educational resources, Stash is a convenient platform for individuals looking to grow their wealth over time.

Helps beginners start investing with as little as $5 and provides financial advice.

Best for: Beginners who want to invest while learning about personal finance

Potential earnings: Varies based on investment performance

Pros

  • Fractional investing starting with small amounts
  • Educational investing resources
  • Automatic investing available
  • Banking and investing in one app

Cons

  • Monthly subscription fee
  • Limited advanced trading features
  • Investment returns are not guaranteed

Why I Like It

Stash combines investing with financial education, making it a great option for complete beginners. I like that it encourages building healthy investing habits instead of chasing quick profits, which makes it ideal for long-term wealth building.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: 10–20 minutes/week

Payment: Bank Transfer

Availability: United States only

App Best For Beginner Friendly mrsneat Rating
Robinhood Beginner investing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Acorns Automatic investing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Coinbase Cryptocurrency ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆
Webull Active traders ⭐⭐⭐☆☆ ⭐⭐⭐⭐☆
Stash Learning to invest ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆


Selling and Marketplace

11. eBay

eBay is an online marketplace where individuals can buy and sell a wide variety of products, making it a popular platform for those looking to make money.

Users can list items for sale, set their prices, and reach a large audience of potential buyers.

eBay offers various selling formats, such as auctions or fixed-price listings, giving sellers flexibility in their selling approach.

With its global reach and diverse range of products, eBay provides a lucrative opportunity for individuals to make money by selling both new and used items.

A global marketplace for selling everything from personal items to collectibles.

Best for: Selling collectibles, electronics, secondhand items, and unique products

Potential earnings: $50–$2,000+/month (depending on what you sell)

Pros

  • Huge global customer base
  • Great for selling rare or collectible items
  • Auction and fixed-price listing options
  • Seller protections available

Cons

  • Seller fees apply
  • Shipping can be time-consuming
  • High competition in popular categories

Why I Like It

eBay is one of the best places to turn unwanted items into cash.

Whether you're decluttering your home or flipping products for profit, the platform gives you access to millions of potential buyers around the world.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 2–10 hours/week

Payment: Bank Transfer

Availability: Available in 190+ countries


12. Poshmark

Poshmark is a popular money-making app that allows users to buy and sell new or gently used clothing, accessories, and shoes.

With its user-friendly interface, sellers can easily create listings by snapping photos of their items, setting prices, and engaging with potential buyers.

Poshmark provides a platform for individuals to turn their preloved items into cash, while also offering a community-driven shopping experience for fashion enthusiasts.

Whether you're cleaning out your closet or looking for unique pieces to add to your wardrobe, Poshmark offers a convenient and profitable way to participate in the resale market.

Ideal for fashionistas wanting to sell clothing and accessories.

Best for: Selling clothing, shoes, handbags, and fashion accessories

Potential earnings: $50–$1,500+/month

Pros

  • Easy listing process
  • Large fashion-focused community
  • Prepaid shipping labels
  • Great for decluttering your wardrobe

Cons

  • Primarily focused on fashion
  • Seller fees can reduce profits
  • Requires sharing listings to stay visible

Why I Like It

If your closet is full of clothes you no longer wear, Poshmark makes selling surprisingly easy.

It's one of the most beginner-friendly resale platforms, especially for fashion lovers who enjoy buying and selling secondhand pieces.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: 2–6 hours/week

Payment: Bank Transfer, Direct Deposit

Availability: United States, Canada, Australia, and India


13. Mercari

Mercari is a versatile money-making app that enables users to buy and sell a wide range of items, including electronics, home goods, fashion, and more.

With its straightforward listing process and shipping options, sellers can easily reach a large customer base and turn clutter into cash.

Mercari's user-friendly platform, secure payment system, and helpful customer support make it a convenient and reliable choice for those looking to make money from their unused or unwanted items.

Whether you're decluttering your home or searching for deals on secondhand treasures, Mercari offers a seamless way to buy, sell, and earn extra income.

A user-friendly platform for selling a wide range of items.

Best for: Selling almost anything—from electronics to home décor and clothing

Potential earnings: $50–$2,000+/month

Pros

  • Very easy to list products
  • Wide variety of categories
  • Built-in shipping options
  • Beginner-friendly interface

Cons

  • Selling fees apply
  • Popular categories can be competitive
  • Shipping costs may affect profits

Why I Like It

Mercari is perfect if you want one marketplace where you can sell almost anything. Whether you're clearing out your home or starting a small reselling business, it's simple enough for beginners while still offering plenty of opportunities to earn.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 2–8 hours/week

Payment: Direct Deposit

Availability: United States and Japan


14. Decluttr

Decluttr is a convenient money-making app that specializes in buying and selling tech gadgets, CDs, DVDs, video games, and books.

With its easy-to-use barcode scanning feature, users can quickly get quotes for their items and sell them for cash.

Decluttr offers free shipping for sellers and fast payment processing, making it a hassle-free option for decluttering and making some extra money.

Whether you're looking to upgrade your tech devices or simply clear out old media collections, Decluttr provides a streamlined platform to turn unused items into cash with minimal effort.

Specializes in buying back tech devices, DVDs, CDs, and games.

Best for: Selling used phones, tablets, video games, books, CDs, and DVDs

Potential earnings: $20–$1,000+ per decluttering session

Pros

  • Instant price quotes
  • Free shipping
  • Fast payment process
  • No need to negotiate with buyers

Cons

  • Limited to eligible products
  • Buyback prices may be lower than private selling
  • Doesn't accept every item

Why I Like It

Decluttr is one of the fastest ways to make money from old tech and media you no longer use. I especially like that you receive an instant offer without having to create listings or negotiate with buyers.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Beginner

Time Required: 30–90 minutes per selling session

Payment: Direct Deposit, PayPal, Check

Availability: United States


15. Facebook Marketplace

Facebook Marketplace is a versatile money-making platform that allows users to buy and sell new or used items within their local community.

With its expansive reach and integration with Facebook's social network, sellers can easily connect with potential buyers and showcase a variety of products, including clothing, furniture, electronics, and more.

Facebook Marketplace provides a convenient way to list items for sale, negotiate prices, and arrange meetups or shipping options, creating a seamless selling experience for individuals looking to declutter their homes or start a small business.

Whether you're in search of unique treasures or trying to earn extra income, Facebook Marketplace offers a user-friendly and efficient solution for buying and selling a wide range of goods.

A convenient place to sell belongings locally.

Best for: Selling furniture, household items, electronics, and large local purchases

Potential earnings: $50–$3,000+/month

Pros

  • No listing fees for most local sales
  • Huge local audience
  • No shipping required for local pickups
  • Quick communication through Facebook Messenger

Cons

  • Buyers sometimes don't show up
  • Negotiating prices is common
  • Safety precautions are important when meeting locally

Why I Like It

Facebook Marketplace is one of the easiest ways to sell items locally because chances are buyers live nearby. I especially recommend it for furniture, appliances, and bulky items that would be expensive to ship.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Beginner

Time Required: 1–5 hours/week

Payment: Cash (local sales), Bank Transfer, Facebook Checkout (where available)

Availability: Available in most countries where Facebook Marketplace is supported

App Best For Beginner Friendly mrsneat Rating
eBay Collectibles & Electronics ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Poshmark Fashion & Clothing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Mercari Almost Anything ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Decluttr Used Tech & Books ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Facebook Marketplace Local Sales & Furniture ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐


Freelancing and Gigs


16. Upwork

Upwork is a leading money-making platform that connects freelancers with clients seeking a wide range of services, including writing, design, programming, marketing, and more.

Through Upwork, freelancers can create profiles showcasing their skills and expertise, bid on projects, and collaborate with clients from around the world.

With secure payment options, transparent communication tools, and a reliable escrow system, Upwork provides a professional and convenient way for freelancers to earn money remotely.

Whether you're a seasoned professional or just starting out in the freelance industry, Upwork offers a robust marketplace for individuals to find work opportunities and build successful freelance careers.

Connects freelancers with businesses for various tasks, from writing to web development.

Best for: Professional freelancers in writing, design, programming, marketing, and virtual assistance

Potential earnings: $100–$10,000+/month

Pros

  • Access to high-paying clients worldwide
  • Wide variety of freelance jobs
  • Secure payment protection
  • Opportunity to build long-term client relationships

Cons

  • Highly competitive for beginners
  • Service fees apply
  • Building a strong profile takes time

Why I Like It

Upwork has some of the highest earning potential among freelance platforms, especially if you have in-demand skills like writing, design, programming, or marketing.

That said... I also think it's one of the hardest platforms to get started on.

I've personally applied multiple times and still haven't been approved (seriously... maybe I'm just that unlucky 😂).

So if you're struggling to get accepted, don't feel discouraged. You're definitely not alone.

If you do get in, though, it can be an excellent platform for building a long-term freelance career with clients from around the world.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Intermediate

Time Required: Flexible (5–40+ hours/week)

Payment: Direct Deposit, PayPal, Payoneer, Wire Transfer

Availability: Available in 180+ countries


17. Fiverr

Fiverr is a popular money-making platform that enables freelancers to offer a diverse range of services, starting from as low as $5 per job (or "gig").

With its user-friendly interface and global reach, freelancers can create profiles showcasing their skills, set their own prices, and attract clients from around the world.

Fiverr's platform covers a wide array of categories, including graphic design, writing, digital marketing, programming, and more, making it a versatile option for those looking to monetize their talents.

Whether you're a creative professional, a technical expert, or a niche specialist, Fiverr provides a dynamic marketplace for freelancers to showcase their skills, find clients, and earn money on their own terms.

A massive marketplace for digital services starting at $5.

Best for: Selling creative and digital services

Potential earnings: $50–$8,000+/month

Pros

  • Easy to create service listings (Gigs)
  • Global customer base
  • Great for creative professionals
  • Opportunity to earn repeat business

Cons

  • High competition in popular categories
  • Platform service fees apply
  • It takes time to build reviews

Why I Like It

I really like Fiverr because setting up your first Gig is incredibly easy. You don't need to apply for jobs—you simply create your services and let clients come to you.

The challenging part?

Getting that first order.

I've had my own Fiverr account for quite a while, and I'm still waiting for that first sale. 😂

So if your Gig isn't getting orders right away, don't assume you're doing something wrong. Building visibility takes time, and once you get your first review, things usually become much easier.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: Flexible (5–40+ hours/week)

Payment: PayPal, Payoneer, Bank Transfer

Availability: Worldwide


18. Freelancer

Freelancer is a prominent money-making platform that connects freelancers with clients seeking various services, such as writing, design, programming, and more.

Users can browse through different projects, place bids, and collaborate with clients worldwide.

With its secure payment system, milestone tracking, and dispute resolution process, Freelancer provides a reliable platform for freelancers to earn money remotely.

Whether you're a seasoned professional or a newcomer in the freelancing industry, Freelancer offers a diverse marketplace for individuals to find work opportunities and establish successful freelance careers.

Matches professionals with projects suited to their expertise.

Best for: Freelancers looking for project-based work across multiple industries

Potential earnings: $100–$8,000+/month

Pros

  • Large selection of freelance projects
  • Supports many different skill categories
  • Milestone payment protection
  • Worldwide client base

Cons

  • Competitive bidding system
  • Platform fees apply
  • Beginners may need to bid lower initially

Why I Like It

Freelancer has a huge variety of projects and can be a great place to find freelance work.

However, I'd also recommend being extra careful.

I've personally received a few offers that sounded promising at first, but after chatting with the client, something just didn't feel right. Rather than taking the risk, I decided to walk away.

My advice?

If a client asks you to communicate outside the platform too quickly, requests upfront payments, or offers deals that seem too good to be true, trust your instincts and proceed with caution.

There are plenty of legitimate clients on Freelancer—but it's always worth taking a few extra minutes to verify who you're working with.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Intermediate

Time Required: Flexible (5–40+ hours/week)

Payment: PayPal, Skrill, Bank Transfer, Wire Transfer

Availability: Worldwide


19. TaskRabbit

TaskRabbit is a practical money-making platform that allows users to offer their services for various tasks, such as cleaning, moving, handyman work, and more.
Individuals can sign up as "Taskers" to browse through task requests, set their own rates, and choose the tasks that align with their skills and schedule.

TaskRabbit provides a convenient way for Taskers to earn money by helping others with their everyday tasks, making it an accessible option for those looking to monetize their time and abilities through a flexible and user-friendly platform.

For those willing to get hands-on, TaskRabbit offers pay for tasks like furniture assembly and home repairs.

Best for: Local services like furniture assembly, cleaning, moving, and handyman work

Potential earnings: $200–$4,000+/month

Pros

  • Set your own hourly rates
  • Flexible working hours
  • Local clients
  • Fast payouts

Cons

  • Limited to supported cities
  • Requires physical work
  • Earnings depend on local demand

Why I Like It

TaskRabbit is perfect if you enjoy hands-on work and want flexible local jobs.

Whether you're assembling furniture or helping someone move, you can earn a solid hourly rate while choosing your own schedule.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: Flexible

Payment: Direct Deposit

Availability: United States, Canada, United Kingdom, France, Germany, Spain, Italy, Portugal, and selected cities


20. DoorDash

DoorDash is a popular money-making app that connects hungry customers with local restaurants and independent delivery drivers.

As a delivery driver for DoorDash, individuals have the flexibility to set their own schedules and earn money by delivering food to customers' doors.

With a user-friendly interface and a wide range of participating restaurants, DoorDash provides a convenient way for drivers to make extra income while providing a valuable service to their communities.

Delivers the flexibility to earn as a food delivery driver on your schedule.

Best for: Food delivery and earning flexible side income

Potential earnings: $200–$6,000+/month

Pros

  • Work whenever you want
  • No boss or fixed schedule
  • Tips can significantly increase earnings
  • Beginner-friendly

Cons

  • Vehicle and fuel costs
  • Income varies by location and demand
  • Busy hours often generate the highest earnings

Why I Like It

DoorDash is one of the easiest gig apps to start because you can work around your own schedule.

If you're looking for flexible income and don't mind driving, it's a practical way to earn extra cash whenever you have free time.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: Completely flexible

Payment: Direct Deposit, Fast Pay (eligible users), DasherDirect

Availability: United States, Canada, Australia, New Zealand, and selected markets

App Best For Beginner Friendly mrsneat Rating
Upwork Professional Freelancing ⭐⭐⭐☆☆ ⭐⭐⭐⭐⭐
Fiverr Selling Digital Services ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Freelancer Project-Based Freelancing ⭐⭐⭐☆☆ ⭐⭐⭐⭐☆
TaskRabbit Local Service Jobs ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
DoorDash Food Delivery ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐


 

Freelancing Income Can Be Unpredictable—Track Every Dollar

Whether you're getting paid through Upwork, Fiverr, DoorDash, or any other side hustle, keeping track of your income is just as important as earning it.

Freelance income often changes from month to month, which is why having a simple system can make budgeting so much easier.

Here are a few of my favorite printables to help you stay on top of your finances:

Income & Expense Tracker – Record every payment, invoice, and business expense in one place.

Budget Planner – Create a monthly budget that works even with irregular income.

Savings Challenge Printables – Turn every freelance payment into real savings with fun, motivating savings challenges.

Mini Savings Challenges Digital Download, All Twelve Months, Each Challenge is Save 30, Annual 12 Months Savings Challenge Printable for Cash Stuffing, A6 Money Tracker, A4 Size, Monthly Budgeting


Passive Income

21. Honeygain

Honeygain is a unique money-making app that allows users to earn passive income by sharing their unused internet bandwidth with the Honeygain network.

By simply installing the app and letting it run in the background, individuals can monetize their internet connection without any additional effort.

This innovative approach to earning money appeals to those looking for a hands-off way to boost their income streams while putting their internet resources to work.

Shares your unused net traffic with data scientists and earns you money.

Best for: Earning passive income by sharing unused internet bandwidth

Potential earnings: $10–$50/month

Pros

  • Completely passive once installed
  • Easy setup
  • No daily tasks required
  • Runs quietly in the background

Cons

  • Earnings are relatively low
  • Income depends on your location and internet demand
  • Requires a stable internet connection

Why I Like It

Honeygain is one of the few apps that truly feels passive. After installing it, there's very little you need to do.

While it won't make you rich, it's an easy way to earn a little extra from something you're already paying for—your internet connection.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Beginner

Time Required: Less than 5 minutes to set up

Payment: PayPal, Cryptocurrency (JumpToken)

Availability: Worldwide

22. Nielsen Mobile Panel

Nielsen Mobile Panel is a money-making app that rewards users for sharing their mobile usage data anonymously.

By participating in the panel, users can earn passive income simply by letting the app track their mobile activity, such as app usage, browsing habits, and overall smartphone behavior.

This app provides a hassle-free way for individuals to earn rewards while helping companies understand mobile trends and consumer behavior.

Rewards users for sharing their internet usage behaviors for research.

Best for: Passive rewards for sharing anonymous mobile usage data

Potential earnings: $10–$60/year (plus prize sweepstakes in some regions)

Pros

  • Completely passive
  • Minimal battery usage
  • Trusted research company
  • No daily effort required

Cons

  • Low earning potential
  • Not available in every country
  • Rewards vary by region

Why I Like It

If you don't mind anonymously sharing usage data, Nielsen Mobile Panel is one of the easiest passive earning apps available.

You install it once and let it do its thing. It's definitely not a big income source, but it's effortless.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.4/5)

Difficulty: Beginner

Time Required: About 5 minutes to install

Payment: Gift Cards, Cash Rewards, Sweepstakes (varies by country)

Availability: Selected countries


23. Turo

Turo is a money-making app that enables users to earn income by renting out their personal vehicles to others.

By listing their cars on Turo's platform, individuals can make money when their cars are rented by other users.

This app provides a convenient way for car owners to maximize the value of their vehicles and generate extra income when they are not using them.

With insurance coverage and a user rating system to ensure a secure transaction process, Turo offers a reliable platform for individuals looking to profit from their idle vehicles.

Allows you to rent out your car when you're not using it.

Best for: Renting out your personal car for extra income

Potential earnings: $200–$1,500+/month

Pros

  • Great earning potential
  • Flexible scheduling
  • Insurance protection available
  • Turn an idle car into an income-generating asset

Cons

  • Wear and tear on your vehicle
  • Maintenance costs
  • Income depends on your location and vehicle demand

Why I Like It

If you own a car that spends most of its time parked, Turo can be an excellent way to offset ownership costs.

It's one of the highest-earning passive income platforms on this list, although it does require responsible vehicle management.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Intermediate

Time Required: 1–3 hours/week

Payment: Direct Deposit

Availability: United States, Canada, United Kingdom, Australia, and France


24. Airbnb

Airbnb is a popular money-making app that allows individuals to rent out their properties to travelers looking for unique accommodation options.

Hosts can list their spare rooms, apartments, or even entire homes on Airbnb's platform and earn income by hosting guests.

This app provides a flexible way for property owners to capitalize on their unused space and generate extra money through short-term rentals.

With a robust review system and host protection policies in place, Airbnb offers a trusted platform for hosts to showcase their properties and welcome guests from around the world.

An avenue to earn by sharing your home with travelers.

Best for: Renting out a spare room, apartment, or vacation property

Potential earnings: $500–$5,000+/month

Pros

  • Excellent earning potential
  • Flexible hosting schedule
  • Global customer base
  • Opportunity to generate recurring income

Cons

  • Requires property maintenance
  • Guest communication takes time
  • Local regulations may apply

Why I Like It

Airbnb has one of the highest earning potentials on this list—but it also comes with more responsibility.

A beautiful property can quickly lose its five-star rating if guests notice small cleaning details that were overlooked.

That's why having a repeatable cleaning system is just as important as getting more bookings.

Consistent cleaning helps reduce mistakes, improve guest satisfaction, and makes turnovers much less stressful. 

If you're hosting on Airbnb, I created an Airbnb Cleaning Checklist Template to make the process easier.

It includes a room-by-room checklist, restocking reminders, and a simple workflow to help you prepare your property efficiently between guests.

It's available as both a printable and digital planner, so you can use whichever fits your hosting style best. 

Check out the Airbnb Cleaning Checklist Template and make every guest arrival five-star ready.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Intermediate

Time Required: 2–10 hours/week

Payment: Bank Transfer, PayPal, Payoneer (depending on country)

Availability: 220+ countries and regions


25. Drop

Drop is a money-making app that rewards users for their everyday purchases. By linking a debit or credit card to the app, users can earn points when they shop at participating retailers both online and in-store.

These points can be redeemed for gift cards from popular brands, allowing users to save money on future purchases.

Drop offers a simple way for consumers to earn rewards effortlessly while continuing to shop at their favorite stores, making it a convenient and rewarding money-making app.

Offers rewards for shopping at your favorite brands and stores.

Best for: Earning rewards while shopping at your favorite brands

Potential earnings: $20–$250/year

Pros

  • Automatic rewards after linking your cards
  • Easy to use
  • No coupon clipping required
  • Bonus offers available

Cons

  • Rewards are mostly gift cards
  • Participating retailers are limited
  • Lower earning potential than some cashback apps

Why I Like It

Drop is a nice "set it and forget it" rewards app.

If you're already shopping with participating retailers, it's an easy way to collect extra rewards without changing your spending habits.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Beginner

Time Required: Less than 5 minutes to set up

Payment: Gift Cards

Availability: United States and Canada

App Best For Beginner Friendly mrsneat Rating
Honeygain Passive Internet Sharing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Nielsen Mobile Panel Passive Data Sharing ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Turo Renting Out Your Car ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Airbnb Renting Out Your Property ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Drop Shopping Rewards ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆


Surveys and Microtasks

26. Survey Junkie

Survey Junkie is a popular money-making app that offers users the opportunity to earn cash rewards by taking online surveys.

By sharing their opinions on various products and services, users can accumulate points that can be redeemed for PayPal cash or e-gift cards.

With a user-friendly interface and a wide range of survey opportunities, Survey Junkie provides a convenient way for individuals to make some extra money in their spare time.

The app's transparency and reliable payout system make it a trusted platform for those looking to monetize their opinions through online surveys.
Earn vouchers and cash for completing surveys.

Best for: Paid online surveys and market research

Potential earnings: $20–$150/month

Pros

  • Easy to get started
  • User-friendly dashboard
  • Multiple survey opportunities
  • Redeem earnings via PayPal or gift cards

Cons

  • Survey invitations depend on your profile
  • You may not qualify for every survey
  • Won't replace a full-time income

Why I Like It

Survey Junkie is one of the most popular survey platforms because it's simple, reliable, and beginner-friendly.

If you're looking to earn a little extra during your free time, it's an easy way to get started without needing any special skills.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 10–30 minutes/day

Payment: PayPal, Bank Transfer, Gift Cards

Availability: United States, Canada, Australia


27. Pinecone Research

Pinecone Research is a reputable money-making app that offers users the chance to earn money by participating in online surveys.

This exclusive survey platform is known for its high-paying surveys and reliable payout system. Users can provide feedback on various products and services, earning points that can be redeemed for cash, prizes, or gift cards.

With a straightforward and user-friendly interface, Pinecone Research provides a legitimate and convenient way for individuals to monetize their opinions and earn rewards for sharing their feedback.

Influences product developments with your opinion and gets paid.

Best for: Higher-paying surveys and product testing

Potential earnings: $20–$200/month

Pros

  • Higher survey payouts than many competitors
  • Opportunities to test new products
  • Trusted research company
  • Consistent reward system

Cons

  • Invitation-only in many regions
  • Limited survey availability
  • Not available worldwide

Why I Like It

Pinecone Research is often recommended because surveys generally pay more than average.

You won't receive dozens of surveys every day, but when one becomes available, the rewards are usually worth your time.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Beginner

Time Required: 10–20 minutes/survey

Payment: PayPal, Bank Transfer, Gift Cards

Availability: Selected countries


28. Google Opinion Rewards

Google Opinion Rewards is a money-making app by Google that rewards users for sharing their opinions through quick surveys.

These surveys typically ask about recent shopping experiences, travel habits, or preferences on various topics.

Users receive Google Play Store credits for each completed survey, which can be used to purchase apps, games, movies, books, and more from the Google Play Store.

With its minimalist design and seamless user experience, Google Opinion Rewards offers a simple way for individuals to earn credits for their insights while engaging with content on the Google Play platform.

Completing short surveys earns Google Play or PayPal credits.

Best for: Earning Google Play credit or PayPal rewards by answering short surveys

Potential earnings: $5–$100/year

Pros

  • Official app developed by Google
  • Surveys usually take less than a minute
  • Completely free to use
  • Quick and simple questions
  • Great for earning Google Play credit

Cons

  • Survey frequency varies
  • Rewards are relatively small
  • Availability differs by country

Why I Like It

This is actually one of my personal favorites.

Yes... Google really does pay you. 😆

I've personally used Google Opinion Rewards for years, and the credits have paid for plenty of little things I would've otherwise spent money on—mobile games, in-game diamonds, premium apps, and app subscriptions.

The surveys are incredibly short (often under a minute), and because they're created by Google, the whole experience feels safe and trustworthy.

Don't expect to make a full-time income, but if you already use Android or buy apps from Google Play, it's an effortless way to save money over time.

mrsneat Rating: ⭐⭐⭐⭐⭐ (5/5)

Difficulty: Beginner

Time Required: Less than 1 minute per survey

Payment: Google Play Credit (Android), PayPal (available in selected countries on iOS)

Availability: 30+ countries


29. Amazon Mechanical Turk

Amazon Mechanical Turk is a unique money-making app that connects individuals with tasks that require human intelligence, such as data validation, content moderation, and surveys.

Workers, known as "Turkers," can browse through a variety of tasks and complete them for a monetary reward set by the task requester.

This platform offers flexibility in choosing which tasks to work on and when to work, making it a popular choice for those looking to earn money in their spare time.

Amazon Mechanical Turk provides a diverse range of tasks for users to earn income, making it a versatile and accessible money-making app for freelancers and remote workers.

Offers a variety of tasks from data entry to survey participation for money.

Best for: Completing microtasks for extra income

Potential earnings: $20–$500+/month

Pros

  • Huge variety of small tasks
  • Flexible schedule
  • Work from anywhere
  • No long-term commitment

Cons

  • Some tasks pay very little
  • Learning curve for finding quality tasks
  • Approval ratings affect opportunities

Why I Like It

Amazon Mechanical Turk offers one of the widest selections of online microtasks available.

While not every task pays well, experienced users can identify better-paying opportunities and gradually increase their earnings over time.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Intermediate

Time Required: Completely flexible

Payment: Amazon Gift Card, Bank Transfer (eligible countries)

Availability: Worldwide (worker eligibility varies by country)


30. Mobee

Mobee is a money-making app that allows users to earn rewards by completing mystery shopping missions at various retail locations.

Users can choose missions from a list provided in the app, visit the specified stores, and complete the tasks outlined in the mission.

By providing feedback on store layouts, customer service, and product displays, users can earn points that can be redeemed for gift cards from popular retailers.

Mobee offers a fun and interactive way for individuals to earn rewards while helping companies gather valuable data on their store operations and customer experiences.

A secret shopper app that pays you to shop and dine at your favorite places.

Best for: Mystery shopping and local store missions

Potential earnings: $10–$200/month

Pros

  • Fun location-based missions
  • Earn rewards while shopping
  • Easy-to-use app
  • Bonus opportunities available

Cons

  • Missions depend on your location
  • Limited opportunities in smaller cities
  • Requires visiting physical stores

Why I Like It

Mobee turns everyday shopping into a fun way to earn extra rewards.

If you already visit stores regularly, completing a few simple missions can be an enjoyable way to earn gift cards or cash without making major changes to your routine.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Beginner

Time Required: 10–30 minutes/mission

Payment: Gift Cards, PayPal

Availability: United States

App Best For Beginner Friendly mrsneat Rating
Survey Junkie Paid Surveys ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Pinecone Research Premium Surveys ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Google Opinion Rewards Super Quick Surveys ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Amazon Mechanical Turk Microtasks ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆
Mobee Mystery Shopping ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆


Related Articles;


Education and Skill Development

31. Skillshare

Skillshare is a money-making app that allows individuals to earn income by creating and sharing online courses on a wide range of topics.

As a platform for creative and professional skills development, Skillshare enables course creators to monetize their expertise by offering classes to a global audience.

Creators earn royalties based on the number of minutes watched by premium members, providing a passive income stream for high-quality content.

With a supportive community and resources for course creation, Skillshare is a valuable money-making app for individuals looking to share their knowledge and skills with others while earning income in the process.

While primarily an educational platform, it also offers opportunities for instructors to earn by teaching.

Best for: Teaching creative skills and earning passive income from online classes

Potential earnings: $50–$5,000+/month

Pros

  • Earn royalties from class watch time
  • Passive income potential
  • Global student audience
  • Great for creative professionals

Cons

  • Building an audience takes time
  • Income depends on watch minutes
  • High competition in popular topics

Why I Like It

If you enjoy teaching and already have expertise in a creative skill, Skillshare is a fantastic way to turn your knowledge into recurring income.

The hardest part is creating your first course—but once it's published, it has the potential to generate passive income for years.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Intermediate

Time Required: High upfront effort, low ongoing maintenance

Payment: PayPal, Direct Deposit

Availability: Worldwide


32. Udemy

Udemy is a popular money-making app that allows individuals to earn income by creating and selling online courses on a wide range of topics.

Course creators can leverage Udemy's platform to reach a vast audience of learners and monetize their expertise through course sales.

With the ability to set their own prices and market their courses to Udemy's user base, creators can generate passive income from course enrollments.

Udemy provides a user-friendly interface, robust tools for course creation, and a supportive community, making it an attractive option for individuals looking to share their knowledge and earn money through online education.

Another platform where experts can create and sell courses on various subjects.

Best for: Selling online courses to a global audience

Potential earnings: $100–$10,000+/month

Pros

  • Huge global marketplace
  • Unlimited earning potential
  • Courses can generate passive income
  • Great for professionals and educators

Cons

  • High competition
  • Frequent discounts reduce course prices
  • Requires time to produce quality courses

Why I Like It

Udemy is one of the biggest online learning platforms in the world.

If you can create a valuable course that solves a specific problem, it has the potential to become a long-term source of passive income.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Intermediate

Time Required: High upfront effort

Payment: PayPal, Payoneer

Availability: Worldwide


33. Twitch

Twitch is a money-making app that allows users to earn income by streaming live content, primarily focused on gaming, esports, and creative arts.

Streamers on Twitch can monetize their channels through various means such as subscriptions, ads, donations, and sponsorships.

By building a loyal audience and engaging with viewers through live broadcasts, streamers can generate revenue while doing what they love.

Twitch offers a platform for content creators to showcase their skills, connect with fans, and turn their passion into a profitable endeavor through a combination of direct financial support from viewers and partnerships with brands.

Gaming enthusiasts can livestream their gameplay and earn through subscriptions and donations.

Best for: Live streaming games, creative content, or chatting with your community

Potential earnings: $50–$10,000+/month

Pros

  • Multiple income streams
  • Loyal communities
  • Subscriber and donation income
  • Brand sponsorship opportunities

Cons

  • Requires consistent streaming
  • Audience growth can be slow
  • Income isn't guaranteed

Why I Like It

Twitch is one of the best platforms if you enjoy live interaction.

Building a community takes time, but creators who consistently show up and engage with viewers can create multiple streams of income through subscriptions, donations, sponsorships, and affiliate programs.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Intermediate

Time Required: 10–40 hours/week

Payment: Bank Transfer, PayPal

Availability: Worldwide


34. YouTube

YouTube is a money-making app that allows individuals to earn income by creating and sharing videos on a wide range of topics.

Content creators on YouTube can monetize their channels through various streams of revenue such as advertising, memberships, merchandise sales, and sponsored content.

By building a loyal subscriber base and producing engaging videos, creators can generate passive income through ad revenue and direct viewer support.

YouTube provides a platform for creators to reach a global audience, express their creativity, and earn money through their content, making it a popular choice for those looking to turn their passion into a profitable online venture.

Create content on a topic you're passionate about and monetize your videos.

Best for: Creating videos and building multiple income streams

Potential earnings: $0–Unlimited

Pros

  • Multiple monetization options
  • Passive income from evergreen videos
  • Huge global audience
  • Excellent long-term business opportunity

Cons

  • Takes time to grow
  • Monetization requirements must be met
  • Consistency is key

Why I Like It

I'm a huge believer in creating content that continues working for you long after you hit publish—and YouTube is one of the best examples of that.

A single helpful video can keep getting views, subscribers, and even sales months or years later. Whether you earn through ads, affiliate marketing, sponsorships, or your own products, YouTube can become much more than just a side hustle—it can become a business.

mrsneat Rating: ⭐⭐⭐⭐⭐ (5/5)

Difficulty: Beginner

Time Required: Flexible (depends on your content schedule)

Payment: Google AdSense, Bank Transfer

Availability: Worldwide

My Tip:

If I could start over, I wouldn't rely on just one income stream.

I'd create content that works together.

A blog that ranks on Google.

Pinterest pins that drive traffic.

YouTube videos that keep getting views.

Email newsletters that bring readers back.

And digital products that solve real problems.

One piece of content can support another—and over time, that's how you build a business instead of constantly chasing your next sale.


35. Patreon

Patreon is a money-making app that enables creators to earn income by offering exclusive content and experiences to their fans in exchange for financial support.

Creators can set up a membership platform on Patreon where supporters can pledge a monthly amount to access special perks like early access to content, exclusive behind-the-scenes footage, or personalized shoutouts.

By providing a direct line of support from fans, Patreon allows creators to monetize their work, build a community around their content, and sustain their creative endeavors through ongoing contributions.

It's a platform that empowers creators to connect with their audience on a deeper level and receive financial backing for their craft.

Allows creators to receive funding directly from their fans or patrons on a recurring basis or per work of art.

Best for: Earning recurring monthly income from loyal supporters

Potential earnings: $50–$20,000+/month

Pros

  • Predictable monthly recurring income
  • Build a loyal community
  • Flexible membership tiers
  • Works alongside other platforms

Cons

  • Requires an engaged audience
  • Ongoing content commitments
  • Income depends on member retention

Why I Like It

Patreon isn't about getting millions of followers—it's about building a community that genuinely values your work.

If you consistently create content people love, even a small group of loyal supporters can generate meaningful recurring income every month.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Intermediate

Time Required: Ongoing content creation

Payment: Direct Deposit, PayPal, Payoneer (depending on country)

Availability: Worldwide

App Best For Beginner Friendly mrsneat Rating
Skillshare Teaching Creative Skills ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆
Udemy Selling Online Courses ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Twitch Live Streaming ⭐⭐⭐☆☆ ⭐⭐⭐⭐☆
YouTube Video Content Creation ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Patreon Membership Income ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐


Health and Wellness


36. HealthyWage

HealthyWage is a money-making app that incentivizes users to meet their weight loss goals by placing bets on their own success.

Users can set a weight loss goal, place a bet on themselves, and if they achieve their goal within a specified time frame, they win cash rewards.

This innovative approach to weight loss motivation combines financial incentives with health goals, providing users with added motivation to stay on track and make healthier choices.

HealthyWage offers a fun and engaging way to earn money while improving one's health and well-being, making it a unique and effective money-making app in the wellness space.

Bet on your own weight loss goal and earn money if you achieve it.

Best for: Earning money by achieving weight-loss goals

Potential earnings: $100–$10,000+ (depends on your challenge and results)

Pros

  • High earning potential
  • Great motivation to stay healthy
  • Personalized weight-loss challenges
  • Cash prizes for reaching your goals

Cons

  • You can lose your entry fee if you don't reach your goal
  • Requires long-term commitment
  • Available in limited countries

Why I Like It

HealthyWage is one of the most unique money-making platforms because it rewards healthy habits instead of screen time.

If you're already planning to lose weight, having real money on the line can be an extra source of motivation.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Intermediate

Time Required: Depends on your fitness plan

Payment: PayPal, Check

Availability: United States


37. Sweatcoin

Sweatcoin is a money-making app that motivates users to stay active and earn rewards by converting their outdoor steps into "sweatcoins," a digital currency.

Users can redeem these sweatcoins for a variety of goods, services, and experiences offered by Sweatcoin's partners.

By encouraging physical activity through a reward system, Sweatcoin provides an incentive for users to lead a more active lifestyle while earning rewards for their efforts.

With its unique approach to merging fitness and rewards, Sweatcoin offers a fun and innovative way for individuals to stay healthy and earn money simultaneously.

Converts your steps into currency that you can spend on goods, services, and experiences.

Best for: Earning rewards by walking every day

Potential earnings: $5–$200+/year (mostly rewards, discounts, and occasional cash offers)

Pros

  • Encourages daily exercise
  • Passive while walking
  • Free to use
  • Fun marketplace with rewards

Cons

  • Cash rewards are limited
  • High-value rewards require many Sweatcoins
  • Earnings are relatively small

Why I Like It

If you're already walking every day, Sweatcoin is a fun way to earn a little something for staying active.

I like that it turns healthy habits into small rewards, even if it's more about motivation than making serious money.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Beginner

Time Required: Passive while walking

Payment: Gift Cards, PayPal (selected offers), Marketplace Rewards

Availability: Worldwide


38. Evidation

Evidation is a money-making app that allows individuals to earn rewards by participating in health-related studies and research projects.

Users can opt into various research opportunities, such as health tracking, clinical trials, and surveys, to contribute valuable data and insights to health organizations and researchers.

In exchange for their participation, users can earn rewards in the form of cash, gift cards, or charitable donations.

Evidation offers a way for individuals to make a meaningful impact on health research while earning rewards for their contributions, making it a unique and rewarding money-making app in the healthcare space.

Rewards you for walking, eating, sleeping, and other health behaviors.

Best for: Earning rewards by tracking healthy activities

Potential earnings: $10–$100/year

Pros

  • Connects with popular fitness apps
  • Rewards everyday healthy habits
  • Completely free
  • Passive once connected

Cons

  • Low earning potential
  • Rewards take time to accumulate
  • Limited supported countries

Why I Like It

Evidation rewards you for things you're probably already doing—walking, exercising, sleeping, or tracking your health.

It won't replace your income, but it's a nice bonus for maintaining healthy habits.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Beginner

Time Required: Less than 10 minutes to set up

Payment: PayPal

Availability: United States


39. StepBet

StepBet is a money-making app that encourages users to increase their physical activity by setting personalized step goals and placing a bet on themselves to achieve them.

Participants join games within the app where they commit to reaching their step goals for a specified period.

Those who meet their goals earn a share of the pot, which consists of the bets placed by all participants.

StepBet provides a fun and motivating way for users to stay active, build healthy habits, and potentially earn money while doing so.

By combining fitness challenges with financial incentives, StepBet offers a unique approach to incentivizing physical activity and rewarding users for reaching their fitness goals.

Gamifies your fitness goals where you bet on yourself to meet your step targets.

Best for: Staying motivated to hit your weekly step goals

Potential earnings: $5–$40 per challenge (after fees, depending on the prize pool)

Pros

  • Strong motivation to stay active
  • Personalized step goals
  • Fun community challenges
  • Potential cash rewards

Cons

  • Entry fee required
  • You lose your bet if you don't meet your goals
  • Profits are usually modest

Why I Like It

StepBet makes walking feel like a game. Since you've invested your own money, you're naturally more motivated to reach your daily step goals.

It's a clever way to build consistency if you enjoy friendly challenges.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Intermediate

Time Required: Daily walking

Payment: PayPal

Availability: United States and selected countries


40. Achievement (now known as Evidation Rewards in many regions)

Achievement is a money-making app that rewards users for engaging in healthy activities and tracking their fitness-related data.

By connecting various health and fitness apps to Achievement, users can earn points for activities like walking, logging meals, and tracking sleep.

These points can be converted into cash rewards or redeemed for gift cards from popular retailers.

Achievement offers a seamless way for individuals to earn money while focusing on their health and well-being, providing an incentive to stay active and make healthier choices in their daily lives.

Earn money by walking, meditating, logging meals, or answering surveys about your health.

Best for: Earning rewards for healthy lifestyle habits

Potential earnings: $10–$100/year

Pros

  • Rewards walking, exercise, and health tracking
  • Syncs with many fitness devices
  • Passive once connected
  • Free to join

Cons

  • Slow earnings
  • Rewards are relatively small
  • Availability varies by country

Why I Like It

Achievement became popular because it rewarded everyday healthy habits without requiring much extra effort.

If you're already using fitness trackers, it's an easy way to earn small rewards while taking care of your health.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.4/5)

Difficulty: Beginner

Time Required: Less than 10 minutes to set up

Payment: PayPal

Availability: Selected countries

Note: Achievement has been integrated into the Evidation platform in many regions. If Achievement isn't available where you live, check whether Evidation offers the same rewards program.

App Best For Beginner Friendly mrsneat Rating
HealthyWage Weight-Loss Challenges ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆
Sweatcoin Walking Rewards ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Evidation Healthy Habit Tracking ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
StepBet Step Challenges ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆
Achievement Health Tracking Rewards ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆


My Tip:

Not every money-making app has to earn you hundreds of dollars.

Sometimes, the best apps are the ones that help you build healthier habits while rewarding you along the way.

Even if the payouts are small, getting paid to walk more, exercise regularly, or take better care of yourself is a win-win.

After all, investing in your health is one of the best long-term investments you can make.


Finance and Budgeting

41. Mint

Mint is a comprehensive money-managing app that helps users track their finances, create budgets, and manage their money effectively.

By syncing bank accounts, credit cards, and bills to the app, users can get a clear overview of their financial health in one place.

Mint categorizes expenses, provides financial insights, and sends alerts for upcoming bills and unusual spending patterns to help users stay on top of their finances.

With its user-friendly interface and powerful budgeting tools, Mint empowers individuals to make informed financial decisions, save money, and achieve their financial goals effectively.

This app doesn't directly earn you money but helps manage your finances effectively.

Best for: Learning budgeting basics (historically)

Potential earnings: Not applicable (budgeting app, not a money-making app)

Pros

  • Free budgeting tools
  • Automatic expense tracking
  • Easy-to-use dashboard
  • Great for beginners

Cons

  • Officially discontinued
  • No longer accepts new users
  • Existing users have been migrated to other services

Why I Like It

For many years, Mint was one of the most popular budgeting apps available. It helped millions of people track spending, create budgets, and better understand their finances.

Although Mint has been discontinued, it played an important role in making personal finance more accessible and inspired many of the budgeting apps we use today.

mrsneat Rating: ⭐⭐⭐⭐☆ (when it was available)

Difficulty: Beginner

Time Required: 5–10 minutes/week

Payment: N/A

Availability: Discontinued


42. You Need a Budget (YNAB)

You Need a Budget (YNAB) is a money-managing app that focuses on helping users take control of their finances through budgeting and conscious spending habits.

YNAB follows the zero-based budgeting approach, where every dollar is assigned a job, whether it's for expenses, savings, or debt repayment.

The app encourages users to give every dollar a purpose, track their spending in real-time, and adjust their budget as needed to align with their financial goals.

With its emphasis on intentional money management, YNAB empowers users to prioritize their spending, reduce debt, build savings, and ultimately achieve financial stability.

Another excellent budgeting tool that teaches healthy financial habits.

Best for: Creating a realistic budget and taking control of your finances

Potential earnings: Not applicable (helps you save rather than earn money)

Pros

  • Excellent budgeting methodology
  • Helps reduce overspending
  • Goal tracking
  • Educational resources included

Cons

  • Monthly subscription required
  • Learning curve for beginners
  • Doesn't directly generate income

Why I Like It

YNAB isn't designed to make you money—it's designed to help you keep more of it.

If you're earning extra income from side hustles, freelancing, or money-making apps, having a budget is one of the smartest ways to make sure that extra money actually helps you reach your financial goals.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.9/5)

Difficulty: Intermediate

Time Required: 10–20 minutes/week

Payment: N/A (subscription service)

Availability: Worldwide


43. Personal Capital

Personal Capital is a comprehensive financial management app that offers tools for budgeting, tracking investments, and planning for retirement.

Users can link their accounts to the app to get a holistic view of their finances, including net worth, cash flow, and investment performance.

Personal Capital provides personalized investment advice, retirement planning calculators, and tools to optimize investment portfolios.

With its focus on wealth management and financial planning, Personal Capital helps users make informed decisions to grow their wealth, plan for the future, and achieve long-term financial success.

Best for: Tracking investments and overall net worth

Potential earnings: Not applicable

Pros

  • Excellent investment tracking
  • Net worth dashboard
  • Retirement planning tools
  • Free financial dashboard

Cons

  • Better suited for investors
  • Some premium services require financial advisory accounts
  • Can feel overwhelming for complete beginners

Why I Like It

If you're serious about growing your wealth, it's important to track more than just your monthly budget.

Personal Capital (now Empower Personal Dashboard) gives you a complete picture of your finances, including investments, retirement accounts, and overall net worth—making it a great tool for long-term financial planning.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Intermediate

Time Required: 10–20 minutes/week

Payment: N/A

Availability: United States

App Best For Beginner Friendly MrsNeat Rating
Mint (Discontinued) Budget Tracking ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
YNAB Zero-Based Budgeting ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Personal Capital (Empower) Investment Tracking ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐


Apps Can Help You Earn Money... But A Plan Helps You Keep It.

Whether you're making an extra $20 from surveys or $2,000 from freelancing, the real goal isn't just earning more—it's building a financial system that helps you save, budget, and reach your goals.

That's exactly why I created my printable money planners.

Savings Challenges to stay motivated.

Income & Expense Trackers to monitor every dollar.

Budget Planners to give your money a purpose.

Because earning more money feels exciting...

But watching your savings grow is even better. 

Explore Savings Collection


Offers wealth management services and free financial tools. 

44. Trim

Trim is a money-saving app that helps users cut down on their expenses by analyzing their spending habits and identifying opportunities to save money.

Trim can negotiate lower bills for services like cable, internet, and subscriptions on behalf of users, helping them secure discounts and reduce monthly costs.

Additionally, Trim offers features such as tracking spending, setting budget alerts, and canceling unused subscriptions to help users better manage their finances.

With its focus on lowering expenses and optimizing savings, Trim provides a convenient way for individuals to keep more money in their pockets and reach their financial goals efficiently.

An AI assistant that negotiates your bills down for you and tracks spending.

Best for: Finding unwanted subscriptions and lowering monthly bills

Potential savings: $50–$500+/year (depends on your subscriptions and bill negotiations)

Pros

  • Detects recurring subscriptions automatically
  • Helps identify forgotten charges
  • Bill negotiation features
  • Easy-to-read savings dashboard

Cons

  • Savings aren't guaranteed
  • Some premium features may require a paid plan
  • Primarily designed for U.S. users

Why I Like It

Trim isn't an app that earns you money directly—but sometimes saving money is just as valuable as making more of it.

Many people forget about old subscriptions quietly charging their cards every month. If Trim helps you cancel even one or two services you no longer use, it could save you hundreds of dollars each year without changing your lifestyle.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.6/5)

Difficulty: Beginner

Time Required: 10–15 minutes to set up

Payment: N/A (money-saving app)

Availability: Primarily United States


45. Cleo

Cleo is a money-saving app that uses artificial intelligence to help users track their spending, set budgeting goals, and save money.

By connecting to users' bank accounts, Cleo analyzes transaction data to provide insights into spending patterns and financial habits.

It offers personalized budgeting tips, alerts for upcoming bills, and suggestions for saving opportunities.

Cleo's chatbot interface allows users to interact conversationally to get insights and recommendations on managing their finances effectively.

With its user-friendly approach and AI-driven features, Cleo offers a convenient way for individuals to optimize their spending, save money, and achieve financial wellness.

A budgeting app and financial assistant, infused with humor to keep you engaged.

Best for: AI budgeting, spending insights, and cash advances

Potential earnings: Not applicable (helps manage money rather than generate income)

Pros

  • Fun AI-powered budgeting assistant
  • Tracks spending automatically
  • Helps build better money habits
  • Cash advance option for eligible users
  • Modern, beginner-friendly interface

Cons

  • Some premium features require a subscription
  • Cash advances are only available to eligible users
  • Doesn't replace a complete budgeting system

Why I Like It

Most budgeting apps feel... well... boring.

Cleo takes a completely different approach by making money management feel more like chatting with a witty friend than staring at spreadsheets.

If traditional budgeting apps overwhelm you, Cleo's conversational style can make tracking your finances much less intimidating.

It's especially appealing for beginners who want to understand where their money is going before building a more detailed financial plan.

Cleo also offers budgeting tools, spending insights, and cash advances for eligible users. 

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 5–10 minutes/week

Payment: N/A (budgeting app; eligible users may access cash advances)

Availability: United States & United Kingdom (features vary by region)

App Best For Beginner Friendly mrsneat Rating
Trim Subscription Tracking ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Cleo AI Budgeting ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐


Making more money is only half the equation.

Sometimes the easiest way to improve your finances isn't finding another side hustle—it's stopping money from quietly leaving your account every month.

That's exactly why I recommend doing a subscription audit at least once every few months. You might be surprised by how much you can save just by canceling services you no longer use.

And if you prefer tracking everything yourself, my Subscription Tracker Printable (it's FREE!) makes it easy to keep all your recurring bills organized in one place instead of relying on memory. 😍

FREE Fillable Subscription Tracker Printable comes in 2 color options and 4 sizes, minimalist and colorful, A4, A5, Letter and Half Letter


Mystery Shopping and Reviews

46. Field Agent

Field Agent is a money-making app that offers users the opportunity to earn money by completing various tasks and assignments in their local area.

Users can browse available "jobs" on the app, which can range from product surveys and mystery shopping to verifying location details for businesses.

By completing these tasks accurately and efficiently, users can earn cash rewards. Field Agent provides a flexible way for individuals to make money in their spare time while contributing valuable data to businesses and organizations.

The app's user-friendly interface and wide range of task options make it a popular choice for those looking to earn extra income through simple, location-based assignments.

Pay for completing simple tasks like checking prices or reviewing promotions in stores.

Best for: Completing local store audits, product checks, and mystery shopping tasks

Potential earnings: $20–$500+/month

Pros

  • Flexible, location-based jobs
  • Quick tasks that often take under 30 minutes
  • Get paid via direct deposit
  • Great for earning while running errands

Cons

  • Job availability depends on your location
  • Popular tasks can disappear quickly
  • Requires visiting physical stores

Why I Like It

Field Agent is a great option if you're already out shopping or commuting.

Instead of spending extra time looking for work, you can complete simple assignments while you're already nearby and earn extra cash.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Beginner

Time Required: 10–30 minutes per task

Payment: Direct Deposit

Availability: United States, Canada, United Kingdom, Australia, Mexico, and selected countries


47. Gigwalk

Gigwalk is a money-making app that connects users with quick, local gigs and tasks that they can complete to earn money.

These gigs can include tasks such as store audits, product demonstrations, and mystery shopping assignments for various businesses.

Users can browse available gigs in their area, choose the ones that fit their schedule, complete the tasks, and get paid for their work.

Gigwalk provides a flexible way for individuals to earn money on the side by leveraging their skills and completing short-term assignments conveniently through the app.

With its easy-to-use platform and a variety of gig options, Gigwalk offers a convenient and accessible way for users to make extra income in their spare time.

An app for finding quick gigs in your local area, from mystery shopping to product verification.

Best for: Local gigs, retail audits, and business verification tasks

Potential earnings: $20–$500+/month

Pros

  • Choose your own gigs
  • Flexible schedule
  • Variety of assignments
  • Easy-to-use mobile app

Cons

  • Gig availability varies by city
  • Some assignments require travel
  • Competition for high-paying gigs

Why I Like It

Gigwalk is perfect if you like flexible side hustles that fit into your daily routine.

Many gigs only require taking photos, checking product displays, or verifying business information, making it an easy way to earn extra money without a long commitment.

MrsNeat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: 15–45 minutes per gig

Payment: PayPal

Availability: United States


48. Shutterstock Contributor

Best for: Selling photos, videos, illustrations, and digital artwork online

Potential earnings: $10–$2,000+/month (depending on the size and quality of your portfolio)

Pros

  • Earn passive income from every download
  • Sell photos, vectors, videos, and illustrations
  • Reach millions of customers worldwide
  • No limit to how many files you can upload
  • Great long-term passive income potential

Cons

  • Highly competitive marketplace
  • Royalties per download can be relatively small
  • Building a profitable portfolio takes time
  • High-quality content is essential

💛 Why I Like It

Shutterstock is one of the largest stock content marketplaces in the world, making it a great platform for photographers, designers, bloggers, and digital creators.

I've actually been a Shutterstock Contributor myself.

Honestly? Signing up was easy. Uploading new files was easy.

Getting sales... not so much. 😂

There are already millions of images on Shutterstock, so building a portfolio that consistently sells takes patience.

But here's how I look at it: if I'm already creating mockups, flat lays, graphics, or blog images for my business, it only takes a few extra minutes to upload my best work. Even if sales are slow at first, every download is passive income from something I've already created.

It's definitely not a get-rich-quick platform, but I think it's worth trying if you're already making visual content anyway.

mrsneat Rating: ⭐⭐⭐⭐⭐ (4.8/5)

Difficulty: Intermediate

Time Required: High upfront effort, then passive income potential

Payment: PayPal, Payoneer, Skrill

Availability: Worldwide


49. Secret Shopper

Secret Shopper is a popular money-making app that enables users to earn extra income by accepting assignments to visit and evaluate certain businesses anonymously.

Users pose as regular customers to assess the store's cleanliness, customer service, and overall experience.

By submitting detailed reports and feedback, users are rewarded with payment for their time and insights.

Secret Shopper offers a flexible and engaging way for individuals to make money while providing valuable information to businesses seeking to enhance their customer service and operations.

Offers the chance to evaluate services and earn cash for shopping anonymously.

Best for: Restaurant, retail, and customer service mystery shopping

Potential earnings: $20–$300+/month

Pros

  • Wide variety of mystery shopping assignments
  • Flexible schedule
  • Some assignments reimburse purchases
  • Well-established mystery shopping company

Cons

  • Reports must be detailed
  • Jobs aren't always available
  • Travel may be required

Why I Like It

If you enjoy evaluating customer service and don't mind writing short reports, Secret Shopper can be a fun way to earn extra income.

Some assignments even reimburse meals or purchases, making it a unique side hustle for people who like trying new places.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.7/5)

Difficulty: Beginner

Time Required: 30–90 minutes per assignment

Payment: Check, Direct Deposit

Availability: United States, Canada, and selected countries

 

50. Performance Lab

Performs tasks, including reviewing user experience for websites and apps.

Best for: Completing retail merchandising and field marketing assignments

Potential earnings: $50–$600+/month

Pros

  • Higher-paying merchandising opportunities
  • Flexible project-based work
  • Suitable for part-time schedules
  • Variety of retail assignments

Cons

  • Work availability depends on your area
  • Some projects require lifting or travel
  • Not ideal for fully remote work

Why I Like It

Performance Lab is a good fit if you're looking for larger field assignments rather than quick mystery shopping tasks.

While the projects may take more time, they often pay better and can provide a more consistent stream of extra income for people who enjoy working independently.

mrsneat Rating: ⭐⭐⭐⭐☆ (4.5/5)

Difficulty: Intermediate

Time Required: 1–4 hours per assignment

Payment: Direct Deposit

Availability: Primarily United States

App Best For Beginner Friendly mrsneat Rating
Field Agent Store Audits ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐
Gigwalk Local Gigs ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Shutterstock Contributor Selling Photos & Digital Art ⭐⭐⭐⭐☆ ⭐⭐⭐⭐⭐
Secret Shopper Mystery Shopping ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐☆
Performance Lab Retail Merchandising ⭐⭐⭐⭐☆ ⭐⭐⭐⭐☆

 

From cashback apps that reward you for shopping to investment platforms that help grow your wealth, these 50 money-making apps of 2026 offer a wide range of opportunities to boost your income.

Remember, the best app for you depends on your personal preferences, skills, and financial goals. Happy earning!

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Hi! I’m Maris, the journaling-obsessed creator behind Mrsneat. I love designing cute, simple printables that make planning feel fun, cozy, and totally stress-free. I’m all about tidy layouts, happy colors, and anything that helps you organize life beautifully — one page (and one little doodle) at a time. Thanks for being here! 💛✨

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